3 Best Health Insurance Recommendations in Indonesia
3 Best Health Insurance Recommendations in Indonesia
Blog Article
he best health insurance in Indonesia in 2023 and what are the tips for choosing health insurance? The following will be explained in this article.
There are many choices of health insurance in the country today. Some of them are even often included in the list of recommendations for the best insurance in Indonesia.
Examples of the best health insurance in Indonesia are offered by a number of private companies. Some of them include Allianz, AIA, Prudential, Sinarmas, and Chubb health insurance.
Each of the best health insurance offers different health protection benefits. However, the types of protection provided are generally in the form of inpatient, outpatient, and critical illness coverage.
Some of these types of health insurance even offer protection benefits reaching hundreds of millions to tens of billions of rupiah. So, what are the best health insurances in 2023 in Indonesia?
- Allianz
Allianz is one example of the best health insurance in Indonesia. This company offers various health insurance products that can be selected for individual and family health protection.
Quoted from the official Allianz website, the health insurance products available at Allianz include:
SmartHealth Care Premier Plus: health insurance containing the most complete practical services for ages 30 days – 70 years.
SmartMed Premier: health insurance in the form of outpatient coverage services and additional health benefits according to customer options for ages 15 days – 75 years.
SmartMed Cancer: health insurance that specifically provides protection against cancer risks for ages 1 month 1 day – 60 years.
SmartHealth Maxi Violet: health insurance for individuals and families.
AlliSya Care: sharia-based health insurance for ages 15 – 60 years.
Allianz insurance benefits include covering inpatient costs, outpatient costs, doctor visits, surgery, childbirth, HIV/AIDS treatment, dental care, and so on.
This insurance also provides accident coverage and repatriation costs. Please note that health coverage services at Allianz can be combined according to customer needs.
Not only does it provide complete coverage benefits, Allianz health insurance can also be used effectively throughout Asia.
The premium prices offered for Allianz insurance itself vary according to the combination of coverage chosen by the customer. Monthly premium prices for Allianz insurance products start from IDR 195,000 to above IDR 3,000,000.
- Astra Life
Astra Company also offers a health insurance product called Astra Life. There are two health insurance products offered by Astra Life, namely AVA Health Protection (Flexi Health) and Ava iPro Pratama.
AVA Health Protection is a health insurance combined with life insurance. This insurance can only be obtained at Astra for ages 18 – 60 years.
Quoted from the Astra Life website, the type of coverage offered for the AVA Health Protection product is in the form of inpatient benefits of up to IDR 1 million per day. In addition to inpatient benefits, customers can also receive death benefits that will be given to heirs.
The premium cost of AVA Health Protection health insurance is one of the cheapest in Indonesia, starting from IDR 62,400 per year.
In addition, there is also the Ava iPro Pratama insurance product. This health insurance offers cashless inpatient benefits. Currently, Ava iPro Pratama insurance can only be obtained at Astra Life’s partner bank, Permata Bank.
- AXA Mandiri
AXA Mandiri is a health insurance product offered by PT Bank Mandiri (Persero) and AXA Group. AXA Mandiri health insurance products are diverse, including:
Mandiri Tropical Disease Protection Insurance: coverage for treatment of measles, chikungunya, dengue fever, typhus, zika, malaria, and hepatitis A.
Mandiri Early Cancer Protection Insurance: coverage for treatment of cancer.
Mandiri Heart Protection Insurance: coverage for treatment of heart disease.
Mandiri Secure CritiCare Insurance: coverage for treatment of major critical illnesses, such as cancer, heart disease, kidney failure, stroke
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